本文目录一览:
- 1、政策性商品住房是什么?
- 2、政策性住房主要包括哪些
- 3、什么是政策性住房
政策性商品住房是什么?
我给您介绍一下。
政策性商品住房主要包括:共有产权房、自住型商品房、经济适用房及限价商品房等。
一、政策性商品住房的类型
1、共有产权房:是指 *** 提供政策支持,由建设单位开发建设、同品质商品住房价格水平,并限定使用和处分权利,实行 *** 与购房人按份共有产权的政策性商品住房。
2、自住型商品房:改善性住房需求的商品住房。具有政策性住房和商品住房双重属性,但不属于保障性住房。
3、经济适用房:是指 *** 提供优惠政策、限定建设标准、向低收入住房困难家庭出售的具有保障性质的政策性住房。
4、限价商品房:也称“两限房”,是“限套型、限房价”的商品住房。
二、政策性商品住房的特点
1、贷款:商业贷款首付比例较低。
2、出售:再次出售有限制:
共有产权住房:购房人取得不动产权证未满5年的,不允许 *** 房屋产权份额,因特殊原因确需 *** 的,可向原分配区住房城乡建设委(房管局)提交申请,由代持机构回购。回购价格按购买价格并考虑折旧和物价水平等因素确定。回购的房屋继续作为共有产权住房使用。
经济适用房:取得契税完税凭证或房屋所有权证满五年后,产权人可以按市场价格出售所购住房,并应按 *** 规定比例交纳土地收益等价款。
希望我的以上回答能够对您有所帮助
政策性住房主要包括哪些
享受 *** 相关税收、福利、政策优惠等条件的住房均可以称为政策性住房。比如:限价房、公租房、廉租房、经济适用房等。
什么是政策性住房
政策性住房就是享有 *** 相关税收、福利以及政策优惠等条件的住房,均被人们称之为“政策性住房”。政策性住房,其中就包含了共有产权房、自住型商品房、经济适用房以及限价商品房等。
政策性住房跟普通商品房相比,在贷款、出售等方面都是有所差异的。商业贷款首付比例较低。
普通住宅,首套房首付款比例≥35%,二套房首付款比例≥60%。
非普通住宅,首套房首付款比例≥40%,二套房首付款比例≥80%。
自住型商品房、两限房等政策性住房,首套房首付款比例≥30%。
扩展资料:
类别
1、两限商品住房
两限商品住房即“限套型、限房价、竞地价、竞房价”。为降低房价,解决本地居民自住需求,保证中低价位、中小套型普通商品住房土地供应。现在情况来看,首批限价房规定:限价房的套型建筑面积全部为90平方米以下。
2、经济适用房
经济适用房指具有社会保障性质的商品住宅,具有经济性和适用性的特点。经济性是指住宅价格相对于市场价格比较适中,能够适应中低收入家庭的承受能力;适用性是指在住房设计及其建筑标准上强调住房的使用效果,而非建筑标准。
经济适用住房面积需要严格控制在中小套型,中套住房面积控制在80平方米左右,小套住房面积控制在60平方米左右。
参考资料来源:百度百科-政策性保障性住房
政策性住房
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